Terms and Conditions

Last updated: 28 February 2025

Welcome to Mobile Transaction, mobiletransaction.org (“Website”). By accessing or using our website, you agree to comply with and be bound by the following terms and conditions (“Terms”). Please read these Terms carefully before using our website. If you do not agree with these Terms, you should not use or access our website.

1. Acceptance of Terms

By using www.mobiletransaction.org, you acknowledge that you have read, understood, and agree to be bound by these Terms and any other applicable laws and regulations. These Terms apply to all visitors, users, and others who access or use the website.

2. Changes to Terms

We reserve the right to modify or replace these Terms at any time. Any changes will be effective immediately upon posting the revised Terms on our website. Your continued use of the website after the posting of any changes constitutes your acceptance of those changes.

3. Use of the Website

Content: The content provided on mobiletransaction.org is for informational purposes only. We do not sell any products or services directly through the website. All information provided is of a general nature and should not be considered as professional advice. This site is particularly relevant for users in the United Kingdom, Ireland and Australia, offering insights into payment solutions that align with industry standards in these regions.

Affiliate Links: Our website contains affiliate links that lead to third-party websites. When you click on these links and make a purchase or take another action on the external site, we may receive a commission at no additional cost to you. We are not responsible for the content, accuracy, or opinions expressed on these third-party websites. We recommend reviewing the terms and conditions of any third-party website you visit.

No Guarantee of Accuracy: While we strive to ensure that the information provided on our website is accurate and up-to-date, we do not guarantee the accuracy, completeness, or usefulness of any content. Any reliance you place on such information is strictly at your own risk.

4. Legal information

The website is operated by Polynia Limited (PL), a company registered in Hong Kong (Registration Number: 52912487) (“we,” “us,” or “our”). Mobile Transaction Ltd is a UK-registered entity (Company Number: 16263707) established for local representation and communication purposes. It does not engage in trading activities, provide services, or enter into contractual relationships.

5. Intellectual Property

All content on mobiletransaction.org, including but not limited to text, graphics, logos, images, and software, is the property of PL or its content suppliers and is protected by intellectual property laws. You may not use, reproduce, distribute, or create derivative works from our content without our express written permission. The Mobile Transaction logomark and logotype are a registered trademark.

6. Limitation of Liability

To the fullest extent permitted by law, PL and its affiliates, directors, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from:

Your use of or inability to use the website.

Any unauthorized access to or use of our servers and/or any personal information stored therein.

Any errors or omissions in any content or for any loss or damage incurred as a result of the use of any content posted, emailed, transmitted, or otherwise made available through the website.

Consumer Rights:
Nothing in these Terms is intended to exclude or limit any rights you may have under consumer protection laws in the UK, Ireland or Australia. These laws may provide you with specific protections that cannot be waived or limited by contract, including rights related to the quality and suitability of digital content and services. Where applicable, these protections shall supersede any conflicting provisions in these Terms.

7. Indemnification

You agree to indemnify, defend, and hold harmless PL, its affiliates, and their respective officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, costs, and expenses, including reasonable legal fees, arising out of or in any way connected with your use of the website or your violation of these Terms.

8. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Hong Kong Special Administrative Region (HKSAR), without regard to its conflict of law provisions. However, we recognize that users in the United Kingdom, Ireland and Australia may have specific legal protections under their respective local laws. You agree to submit to the exclusive jurisdiction of the courts located in Hong Kong to resolve any legal matter arising from these Terms.

9. Termination

We reserve the right to terminate or suspend your access to the website, without prior notice or liability, for any reason, including if you breach these Terms. All provisions of the Terms which by their nature should survive termination shall survive, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

10. Contact Information

If you have any questions or concerns about these Terms, please contact us at at the addresses below:

United Kingdom and Ireland specific queries, may be sent to:

Mobile Transaction Ltd
Centre 42, 42 Watling Street, Radlett, England, WD7 7NN

Email: info (at) mobiletransaction.org

All other users, including from Australia, please contact:

Email: info (at) polynia.hk